Terms and Conditions

Terms and Conditions

MICHELE LEE ELLIS CONSULTING, LLC

TERMS AND CONDITIONS

Last Updated: June 29, 2026

These Terms and Conditions ("Terms") govern your access to and use of the websites, programs, products, services, digital platforms, online communities, events, trainings, materials, and other offerings provided by Michele Lee Ellis Consulting, LLC, a Georgia limited liability company ("MLEC," "Company," "Firm," "we," "us," or "our").

By visiting our website, purchasing a product or service, enrolling in a program, checking an agreement box, submitting payment, signing electronically, accessing a portal, attending a session, or using our materials, you agree to be bound by these Terms.

1.       Agreement Precedence

These Terms apply to all public website use and general purchases unless a separate written or electronically accepted agreement applies. If you have signed, electronically accepted, or otherwise agreed to a Consulting Agreement, Master Services Agreement, Coaching Agreement, Client Services Agreement, order form, invoice, payment authorization, or other written agreement with MLEC, that agreement controls if there is any conflict between that agreement and these Terms.

The applicable checkout page, sales page, invoice, order form, payment authorization, written program description, order confirmation, refund policy, privacy policy, and any other written terms provided at the time of purchase may also apply to your purchase or enrollment.

2.       Services and Educational Purpose

MLEC provides consulting, coaching, business education, licensing guidance, operational support, leadership development, digital education, live events, workshops, assessments, templates, policies and procedures, resources, proprietary frameworks, artificial intelligence-assisted deliverables, and related professional services designed to help entrepreneurs and healthcare organizations build, grow, and improve their businesses.

Services may be delivered through websites, sales pages, checkout pages, invoices, online portals, third-party platforms, virtual sessions, in-person sessions, group coaching, one-on-one consulting, memberships, masterminds, events, courses, workshops, email, SMS, video, downloads, or other delivery methods.

We reserve the right to improve, modify, enhance, replace, update, suspend, or discontinue components of our programs, services, platforms, materials, sessions, support methods, or delivery methods when we determine that doing so improves the client experience, reflects industry updates, supports operational needs, or maintains the overall value of the services purchased.

3.       No Guarantees and Success Disclaimer

MLEC does not guarantee any specific result or outcome. We do not guarantee that you will obtain a license, receive regulatory approval, pass an inspection, obtain a certification, gain clients, increase revenue, become profitable, secure contracts, obtain funding, hire employees, or achieve any specific business, financial, legal, operational, licensing, survey, or personal result.

Results depend on many factors outside of our control, including your effort, timing, implementation, leadership, state requirements, local requirements, market conditions, financial resources, compliance, staffing, business decisions, and professional advice received from licensed providers.

The information, materials, resources, coaching, consulting, and education provided by MLEC are for educational and general business guidance purposes only. They are not legal, tax, accounting, financial, clinical, medical, human resources, insurance, or professional licensing advice. You should consult qualified professionals when appropriate.

4.       Client and User Responsibilities

You are responsible for your own decisions, actions, business operations, legal compliance, licensing submissions, financial decisions, hiring decisions, client relationships, caregiver relationships, vendor relationships, and implementation of any information or materials provided by MLEC.

You agree to provide accurate, current, complete, and timely information when requested. MLEC may rely on the information you provide. You are responsible for any delay, error, omission, deficiency, rejection, revision, additional work, missed deadline, or other issue caused by inaccurate, incomplete, outdated, or untimely information.

You agree to participate professionally and respectfully, protect login credentials, comply with community standards, attend scheduled sessions when applicable, complete assigned activities when applicable, and use MLEC materials only for authorized purposes.

5.       Payments, Automatic Payments, and Payment Plans

You agree to pay all amounts due for the program, package, course, membership, consulting service, licensing support, digital product, event, or other service selected at checkout, through an invoice, order form, sales page, payment authorization, or other enrollment method.

By submitting payment information, you authorize MLEC and its third-party payment processors to charge the payment method provided for all amounts due, including initial payments, installment payments, recurring payments, failed payment retries, unpaid balances, late payments, and other charges disclosed at the time of purchase or authorized under an applicable agreement.

Unless a product or service is expressly identified as a month-to-month subscription, any installment plan, payment plan, or recurring payment arrangement is a financing accommodation and not a month-to-month membership, subscription, or pay-as-you-go arrangement. You are purchasing the entire program or engagement and remain responsible for the full amount due.

You agree to maintain a valid payment method until all amounts owed are paid in full. Failure to update expired, declined, invalid, or unauthorized payment information does not relieve you of payment obligations. We are not responsible if your financial institution blocks, suspends, declines, freezes, or restricts your account or payment method.

6.       Failed Payments, Late Payments, and Chargebacks

A payment may be considered failed if a credit card is declined, an ACH or bank draft is returned, a payment is disputed, a payment is reversed, a financial institution rejects the transaction, or a scheduled payment is not successfully processed on its due date.

If a payment fails, is declined, is returned, or cannot be processed for any reason, you remain responsible for the payment and any outstanding balance owed to MLEC. MLEC may retry failed payments using the same authorized payment method or another valid payment method you have provided.

If any scheduled payment remains unpaid for more than ten (10) calendar days after its due date, MLEC may declare the full remaining balance immediately due and payable, suspend access to services, and pursue any lawful collection remedies available.

You agree not to initiate any chargeback, payment dispute, payment reversal, or similar action without first submitting the concern directly to MLEC in writing and allowing MLEC a reasonable opportunity to review and respond in good faith.

If you initiate a chargeback or payment dispute in violation of these Terms or any applicable agreement, MLEC may suspend or terminate services, revoke portal access, remove you from communities or programs, accelerate the remaining unpaid balance, dispute the chargeback, and pursue remedies available under law or agreement.

You are responsible for all costs, fees, expenses, collection costs, attorney fees, court costs, processing fees, chargeback fees, and other amounts incurred by MLEC in connection with failed payments, returned payments, chargebacks, payment disputes, collection of unpaid balances, or enforcement of these Terms or any applicable agreement.

7.       No Refund Policy

All purchases are final. Due to the nature of MLEC services, including immediate access to proprietary intellectual property, consulting time, educational content, scheduling commitments, digital resources, templates, policies and procedures, strategic guidance, and other service-based deliverables, MLEC does not offer refunds, partial refunds, credits, exchanges, prorated refunds, or cancellations unless expressly stated in writing by MLEC.

This policy applies regardless of whether you attend sessions, participate in meetings, access the online portal, download materials, complete assignments, implement recommendations, achieve desired results, change business direction, experience financial hardship, sell or close a business, become unable to participate, are dissatisfied after receiving access, or are removed from a program due to a violation of these Terms or any applicable agreement.

If a separate refund policy is posted for a specific product or service, that specific refund policy will apply to that product or service. If there is a conflict between these Terms and a signed or electronically accepted agreement, the signed or electronically accepted agreement controls.

8.       Program Access, Portals, and Third-Party Platforms

Access to portals, courses, communities, resources, downloads, recordings, and other digital materials may be provided through third-party platforms, including Kajabi or other hosting, payment, automation, communication, email, or e-learning providers. We cannot guarantee that any third-party platform will operate continuously, without interruption, without error, or free from service issues.

MLEC may suspend or terminate access to websites, services, sessions, training portals, communities, templates, resources, program materials, and other benefits for non-payment, chargebacks, policy violations, abusive conduct, confidentiality concerns, intellectual property concerns, termination of an applicable agreement, or any unauthorized, unlawful, unethical, or competitive use.

You are responsible for protecting your login credentials. You may not share, sell, transfer, sublicense, publish, or provide your login credentials, portal access, community access, session access, materials, or benefits to any other person or entity without written permission from MLEC.

9.       Intellectual Property

All materials, content, resources, templates, forms, worksheets, policies, procedures, standard operating procedures, videos, trainings, lessons, recordings, course materials, frameworks, processes, systems, presentations, documents, downloads, scripts, checklists, workbooks, guides, strategies, methods, examples, coaching guidance, consulting guidance, licensing guidance, AI-assisted deliverables, prompt libraries, AI prompts, AI tool configurations, digital workflows, automation workflows, naming conventions, brand assets, logos, trademarks, copyrights, trade secrets, derivative improvements, updates, revisions, future works, and other materials provided, created, developed, used, licensed, or made available by MLEC are the intellectual property of MLEC or its owners, employees, contractors, instructors, consultants, representatives, or team members.

MLEC retains all ownership rights in and to its intellectual property. No ownership rights are transferred by purchase, enrollment, payment, participation, download, customization, access, use of services or materials, or receipt of any deliverable.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use MLEC materials solely for your own individual learning, internal business preparation, licensing preparation, agency setup, compliance preparation, internal staff training, and authorized use within your own business, as applicable to the service purchased.

You may not copy, reproduce, share, sell, resell, license, sublicense, distribute, publish, upload, display, teach from, train from, adapt, rebrand, recreate, reverse engineer, create derivative works from, use for AI training, scrape, data mine, or otherwise exploit MLEC intellectual property for any unauthorized purpose.

You may not use MLEC materials, policies, procedures, templates, resources, systems, guidance, or methods to coach, mentor, consult, train, teach, advise, support, or provide services to any third party, including your own clients, students, members, mentees, consulting clients, coaching clients, or customers.

Changing MLEC branding, removing MLEC’s name, adding your logo, editing wording, changing formatting, paraphrasing content, or combining MLEC materials with other materials does not make the materials your property and does not grant the right to use, sell, teach, distribute, or provide those materials to others.

10.  Artificial Intelligence

MLEC may use artificial intelligence tools to assist with research, drafting, analysis, workflow automation, meeting summaries, educational content, templates, internal operations, and service delivery. AI tools may support our work, but they do not replace professional judgment, client responsibility, or licensed professional advice.

AI-assisted output may be reviewed, edited, and used by MLEC as part of its services and business operations. MLEC does not represent that AI-assisted output is error-free, complete, current, or suitable for every use. You are responsible for reviewing all materials and seeking legal, tax, accounting, financial, clinical, licensing, insurance, or other professional advice when appropriate.

MLEC’s AI prompts, prompt libraries, AI tool configurations, automation workflows, proprietary methods, and AI-assisted deliverables are protected intellectual property and may not be copied, shared, sold, taught, rebranded, reverse engineered, or used to create a competing or similar service.

11.  Confidentiality

You may receive or have access to confidential, private, proprietary, or sensitive information belonging to MLEC, MLEC’s owners, employees, contractors, team members, clients, students, members, participants, programs, business operations, methods, systems, pricing, curriculum, templates, resources, strategies, processes, communications, and intellectual property.

You agree to keep such confidential information strictly confidential and not disclose, share, publish, copy, distribute, teach, sell, use, or make available any confidential information to any third party without MLEC’s prior written consent.

You also agree not to disclose, share, record, publish, distribute, or discuss private information shared by other clients, students, members, or participants in any coaching calls, group sessions, live trainings, communities, events, portals, private groups, or other private program spaces.

If you voluntarily share information, ask a question, submit a scenario, participate in discussion, or request guidance in a group setting, you understand that such information may be heard, viewed, discussed, or responded to by MLEC and other participants in that group setting. MLEC may use general, non-identifying information, lessons learned, examples, trends, scenarios, or teaching points for educational, training, marketing, or business purposes, provided that MLEC does not disclose your full name, business name, image, voice, screenshot, or other clearly identifying information without prior written consent.

MLEC agrees to use reasonable care in handling confidential business information you provide in connection with services. Confidentiality obligations survive expiration, cancellation, suspension, or termination of services or any applicable agreement.

12.  Recording Consent

Meetings, webinars, coaching sessions, consulting sessions, trainings, workshops, live events, group calls, and other program activities may be recorded, transcribed, summarized, or captured for educational, training, quality assurance, internal, documentation, replay, or program delivery purposes.

By attending, participating in, speaking during, appearing on video, submitting questions, or otherwise joining a recorded session or event, you consent to such recording, transcription, summary, capture, storage, and use. You may choose not to participate by audio or video if you do not wish to be recorded, unless participation is required for the service.

You may not record, screenshot, livestream, download, publish, distribute, or share MLEC sessions, events, trainings, communities, recordings, or private program spaces without MLEC’s prior written consent.

13.  Testimonials, Reviews, and Media

Any testimonial, review, comment, message, social media post, email, survey response, interview statement, video statement, audio statement, image, or other feedback you provide to MLEC must be truthful, accurate, and based on your honest experience.

You grant MLEC permission to use testimonials, reviews, feedback, comments, images, videos, audio recordings, screenshots, or statements voluntarily provided by you for marketing, advertising, educational, promotional, training, sales, website, social media, email, presentation, and business purposes, in any format or media, without additional compensation, unless prohibited by law or expressly agreed otherwise in writing.

MLEC may edit testimonials for grammar, spelling, length, formatting, clarity, or presentation, provided that edits do not materially change the meaning of your statement. MLEC does not guarantee that your results are typical and may include disclaimers when sharing testimonials, reviews, case studies, or results.

14.  Non-Disparagement and Professional Conduct

You agree not to make, publish, post, share, distribute, or communicate any false, misleading, defamatory, malicious, harassing, threatening, or knowingly inaccurate statement about MLEC, its owners, employees, contractors, team members, representatives, services, programs, products, clients, students, members, events, or business operations.

Nothing in these Terms prohibits you from sharing an honest review, opinion, or experience, provided that it is truthful, made in good faith, and does not disclose confidential information, violate intellectual property rights, or include false, misleading, defamatory, threatening, or unlawful statements. Nothing in these Terms prohibits participation in any legal, administrative, regulatory, governmental, or court process, or making any statement required by law.

15.  Non-Solicitation and Protection of Relationships

During your participation in any MLEC service and for twenty-four (24) months after your last access, participation, purchase, cancellation, termination, or expiration, you agree not to directly or indirectly solicit, recruit, hire, contract with, market to, interfere with, divert, or attempt to divert MLEC’s employees, contractors, consultants, instructors, coaches, virtual assistants, vendors, referral sources, partners, clients, students, members, participants, graduates, or business relationships for any competing, similar, or related business purpose without MLEC’s prior written consent.

You may not use MLEC communities, private groups, live sessions, events, trainings, portals, contact lists, comment sections, social media platforms, member directories, group chats, direct messages, email communications, introductions, or other access provided through MLEC to solicit business, offer services, promote products, recruit clients, recruit team members, build a competing audience, or establish business relationships with MLEC’s relationships.

16.  Acceptable Website and Platform Use

You agree not to use our websites, portals, platforms, communities, or materials for any unlawful, unauthorized, harmful, abusive, fraudulent, competitive, or disruptive purpose.

Prohibited conduct includes, but is not limited to, scraping, data mining, reverse engineering, copying, resale, sharing login credentials, unauthorized downloading, unauthorized recording, using malware, bypassing security controls, interfering with site operations, attempting unauthorized access, using automated tools without permission, using MLEC content to train artificial intelligence models, or using MLEC content to create a competing or similar product, service, course, coaching program, consulting program, template library, resource library, policy and procedure service, or licensing support service.

17.  Third-Party Referrals, Links, and No Endorsement

MLEC may provide links, referrals, resources, or lists of third-party businesses, vendors, platforms, software providers, advisors, or service providers for informational purposes only. Unless expressly stated in writing, such information does not create an affiliation, partnership, endorsement, guarantee, warranty, or recommendation.

You are responsible for performing your own due diligence before purchasing from, hiring, relying on, or working with any third party. MLEC is not responsible for the products, services, acts, omissions, privacy practices, policies, fees, advice, representations, or results of any third party.

18.  Electronic Communications and Acceptance

You consent to receive electronic communications from MLEC, including emails, SMS messages, portal messages, invoices, receipts, service updates, marketing messages, administrative notices, legal notices, policy updates, and other communications related to your account, purchases, or services.

Electronic signatures, emails, SMS messages, checkout acknowledgements, portal acknowledgements, online acceptances, click-to-accept actions, payment submissions, and other electronic records shall have the same legal effect as an original signature or written acceptance, to the fullest extent permitted by law.

You may opt out of marketing emails by using the unsubscribe link in the email. You may opt out of SMS marketing by replying STOP. We may still send service-related, billing, legal, or administrative communications where permitted by law.

19.  Limitation of Liability

To the fullest extent permitted by law, MLEC, its owners, employees, contractors, instructors, consultants, representatives, affiliates, successors, and assigns shall not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or similar damages, including lost profits, lost revenue, lost business opportunities, business interruption, loss of goodwill, loss of data, licensing delays, regulatory penalties, denial of approval, survey outcomes, staffing issues, operational issues, third-party disputes, or other damages arising out of or related to your use of MLEC services, websites, platforms, materials, or third-party resources.

To the fullest extent permitted by law, MLEC’s total liability for any claim arising out of or related to the services, website, products, programs, or these Terms shall not exceed the amount you paid to MLEC for the specific product or service giving rise to the claim during the three (3) months before the claim arose, unless a different limitation is stated in a signed or electronically accepted agreement.

20.  Indemnification

You agree to defend, indemnify, and hold harmless MLEC, its owners, employees, contractors, instructors, consultants, representatives, affiliates, successors, and assigns from and against any claims, demands, actions, liabilities, damages, losses, judgments, settlements, investigations, costs, expenses, attorney fees, and other amounts arising out of or related to your breach of these Terms, misuse of MLEC intellectual property, violation of law, business decisions, licensing submissions, operations, services to your own clients, or statements or conduct.

21.  Governing Law, Venue, and Attorney Fees

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to conflict of law principles.

Unless otherwise required by applicable law or a signed or electronically accepted agreement, any dispute, claim, or legal action arising out of or related to these Terms, MLEC services, your purchase, your payment obligations, MLEC intellectual property, or your participation in any MLEC program shall be brought exclusively in the state or federal courts located in Fulton County, Georgia.

You consent to the personal jurisdiction and venue of such courts and waive any objection based on inconvenient forum, lack of personal jurisdiction, or improper venue, to the fullest extent permitted by law. MLEC may seek attorney fees, costs, collection costs, injunctive relief, damages, and any other remedies available under law or agreement.

22.  Changes to These Terms

MLEC reserves the right to update, revise, or modify these Terms at any time. Updates will be posted on our website or otherwise provided through reasonable notice. Continued use of our website, platforms, services, or materials after updates are posted constitutes acceptance of the updated Terms.

For a specific purchase or enrollment, the terms posted or provided at the time of purchase generally apply unless you continue to access or use services after updated terms are posted, or unless a separate signed or electronically accepted agreement states otherwise.

23.  Contact Information

Questions about these Terms may be sent to [email protected] or [email protected].

 

• We do not have any affiliation or partnership with any company. We maintain a referral list of reputable businesses on the Resource Page. The list provided is for informational purposes only and does not constitute an endorsement, guarantee, or warranty of the services or products of any referred party. It is your responsibility to perform due diligence when contacting them.

• You are responsible for your actions and any consequences on your profile. We are not liable if your account is blocked or suspended by your financial institution.

• Your email address is required to keep you informed of details regarding the Program and Services.

• We will not sell, share, or provide your personal information to others without your consent.

• We cannot guarantee that the third-party training platform will operate continuously, without interruption, or free of service errors.

• The subscription will be managed by Michele Lee Ellis Consulting, LLC.

• We reserve the right to change rates, or to modify, suspend, or withdraw all or any part of our service or its content at any time, without notice or liability.

• Last Updated: January 2026

Privacy Policy

Privacy Policy

MICHELE LEE ELLIS CONSULTING, LLC

PRIVACY POLICY

Last Updated: June 29, 2026

Michele Lee Ellis Consulting, LLC ("Company," "MLEC," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains what information we collect, how we use it, how we share it, how we protect it, and the choices you may have regarding your information.

This Privacy Policy applies to websites, programs, offerings, communities, portals, forms, events, services, products, digital platforms, and content provided by MLEC, including www.HomeCareCoaching.com, Michele Lee Ellis Consulting websites, related MLEC brands, and third-party platforms used to deliver our services, such as Kajabi or other hosting, payment, automation, email, SMS, and e-learning providers.

By using our websites, services, portals, forms, programs, communities, or other offerings, you consent to the collection, use, storage, disclosure, and processing of your information as described in this Privacy Policy.

1.       Agreement Precedence

If you have signed, electronically accepted, or otherwise agreed to a Consulting Agreement, Master Services Agreement, Coaching Agreement, Client Services Agreement, order form, invoice, payment authorization, or other written agreement with MLEC, that agreement may contain additional privacy, confidentiality, data use, recording, or service-related terms. If there is a conflict between this Privacy Policy and such agreement, the applicable agreement controls as to the specific services purchased or provided.

2.       Information We Collect

We may collect personal information, business information, non-personal information, technical information, payment-related information, communications, and other information you provide or that is generated when you use our services.

Personal information may include your name, email address, phone number, mailing address, billing information, company name, job title, login information, account information, and other identifiers.

Business information may include information about your business, services, state, licensing status, revenue, goals, staffing, operations, marketing, challenges, documents, forms, applications, policies, procedures, intake responses, and other information you submit for coaching, consulting, licensing guidance, or program support.

Payment-related information may include billing details, transaction records, invoices, receipts, payment status, subscription status, failed payment information, and related records. We may use third-party payment processors. We do not intentionally store full credit card numbers on our own systems when payments are processed by third-party payment processors.

Technical and usage information may include IP address, browser type, device type, operating system, referring URL, pages viewed, links clicked, login activity, time and date of access, cookies, analytics data, and general usage patterns.

Communications may include emails, SMS messages, form submissions, survey responses, chatbot interactions, portal messages, support requests, meeting questions, session notes, testimonials, reviews, comments, and other messages you send to us or share through our platforms.

3.       Cookies and Tracking Technologies

We may use cookies, pixels, analytics tools, and similar technologies to operate our websites, improve user experience, remember preferences, understand traffic patterns, support marketing, measure performance, and deliver certain service functionality.

You may adjust cookie settings through your browser. If you disable cookies, some portions of our websites or services may not function properly.

4.       How We Use Information

We may use information to:

·       Provide, operate, manage, and improve our websites, programs, services, portals, communities, and client experience.

·       Process payments, manage accounts, send invoices and receipts, and administer purchases or subscriptions.

·       Deliver coaching, consulting, licensing guidance, digital education, templates, resources, events, and related services.

·       Respond to inquiries, provide customer support, send service notices, and manage client communications.

·       Personalize content, improve resources, analyze usage, maintain quality, and develop new services.

·       Prepare research, drafts, summaries, educational materials, workflows, and other business deliverables.

·       Send marketing communications, newsletters, updates, offers, and event notices, subject to applicable opt-out rights.

·       Protect our rights, intellectual property, confidential information, security, clients, team, platforms, and business operations.

·       Comply with legal obligations, enforce agreements, resolve disputes, prevent fraud, and respond to lawful requests.

5.       Artificial Intelligence Processing

We may use artificial intelligence tools to assist with research, drafting, analysis, workflow automation, meeting summaries, educational content, templates, client support, internal operations, and service delivery.

When using AI tools, we may process information you provide, information related to your business, session notes, prompts, documents, or other service-related content as reasonably necessary to provide services, improve efficiency, summarize information, or create deliverables. We aim to use reasonable care and limit the information shared with AI tools to what is appropriate for the intended purpose.

AI output may be reviewed, edited, and used by MLEC. AI output is not legal, tax, accounting, financial, clinical, medical, human resources, insurance, or professional licensing advice. You are responsible for reviewing all outputs and consulting qualified professionals when appropriate.

Third-party AI providers may process information according to their own terms and privacy policies. We encourage you not to submit highly sensitive personal, medical, financial, or confidential third-party information unless it is necessary for the service and you are authorized to provide it.

6.       How We Share Information

We do not sell your personal information for money. We may share information with service providers, contractors, vendors, payment processors, hosting providers, email providers, SMS providers, analytics providers, AI tool providers, automation providers, course platforms, customer support tools, professional advisors, and other third parties that help us operate our business and provide services.

These providers may access information only as reasonably necessary to perform services for us or as otherwise permitted by their terms, privacy policies, and applicable law.

We may also disclose information when required by law, court order, subpoena, regulatory request, governmental authority, legal process, security concern, fraud prevention need, agreement enforcement, chargeback dispute, collection matter, or to protect our rights, safety, clients, team, intellectual property, business operations, or others.

We may share non-personal, aggregated, or de-identified information for analytics, research, marketing, business development, or service improvement.

7.       Third-Party Platforms

Our services may be hosted, delivered, or supported through third-party platforms, including Kajabi and other hosting, payment, email, SMS, automation, analytics, AI, scheduling, video, webinar, learning management, and customer support tools. Your information may be stored, processed, or transmitted through such providers.

Third-party platforms operate independently and may have their own privacy policies, security practices, terms, and data processing rules. We are not responsible for the privacy practices, security measures, availability, or content of third-party platforms. We encourage you to review the policies of any third-party platform you interact with.

8.       Marketing Communications, Email, and SMS

By providing your email address, phone number, or other contact information, you consent to receive service-related, administrative, billing, legal, and marketing communications from us, subject to applicable law.

You may opt out of marketing emails by clicking the unsubscribe link included in emails or by contacting us. You may opt out of SMS marketing by replying STOP. Please note that we may still send service-related, billing, legal, security, or administrative communications where permitted by law.

9.       Recordings, Transcripts, and Meeting Summaries

Meetings, webinars, coaching sessions, consulting sessions, trainings, workshops, live events, group calls, and other program activities may be recorded, transcribed, summarized, or captured for educational, training, quality assurance, internal, documentation, replay, or program delivery purposes.

By attending, participating in, speaking during, appearing on video, submitting questions, or otherwise joining a recorded session or event, you consent to such recording, transcription, summary, capture, storage, and use. We may use AI or third-party tools to help transcribe, summarize, or organize meeting content.

10.  Confidentiality and Client Information

We use reasonable care in handling confidential business information you provide in connection with our services. We may use general, non-identifying information, lessons learned, trends, scenarios, or teaching points for educational, training, marketing, or business purposes, provided that we do not disclose your full name, business name, image, voice, screenshot, or other clearly identifying information without prior written consent, unless otherwise permitted by an applicable agreement or law.

If you participate in group coaching, communities, live trainings, events, or other group settings, information you voluntarily share may be heard, viewed, discussed, or responded to by MLEC and other participants in that setting. You are responsible for deciding what you share in group spaces.

11.  Data Retention

We retain information for as long as reasonably necessary to provide services, manage accounts, complete transactions, maintain business records, comply with legal obligations, resolve disputes, enforce agreements, prevent fraud, protect intellectual property, and support legitimate business purposes.

Retention periods may vary based on the type of information, the service provided, legal requirements, accounting or tax obligations, contractual obligations, dispute needs, security needs, and operational requirements. When information is no longer reasonably needed, we may delete, de-identify, aggregate, archive, or securely retain it as permitted by law and business needs.

12.  Security

We use reasonable technical, administrative, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction. These safeguards may include access controls, secure platforms, encrypted communications where available, vendor safeguards, and internal procedures.

No method of internet transmission, electronic storage, platform hosting, email, SMS, or digital communication is completely secure. We cannot guarantee absolute security. You are responsible for using secure devices, protecting your login credentials, and notifying us promptly of any suspected unauthorized access involving your account.

13.  Security Incidents

If we become aware of a security incident involving personal information, we may investigate, take steps to address the issue, notify affected individuals or authorities when required by law, and cooperate with service providers or legal advisors as appropriate.

Not every security event constitutes a legally reportable breach. Notice, if required, will be provided in accordance with applicable law.

14.  Your Privacy Rights and Choices

Depending on your state, country, or applicable law, you may have certain rights regarding your personal information. These may include the right to request access, correction, deletion, portability, restriction, objection, opt-out of certain processing, or information about how your data is used or shared.

To submit a privacy request, contact us at [email protected] or [email protected]. We may need to verify your identity before processing a request. Some information may be retained when permitted or required for legal, contractual, accounting, security, dispute resolution, fraud prevention, or business purposes.

We will not discriminate against you for exercising privacy rights available under applicable law.

15.  State Privacy Law Notice

Certain U.S. states provide residents with specific privacy rights. If a state privacy law applies to your information, we will comply with applicable legal requirements. We do not sell personal information for money. Some state laws define "sale," "share," or targeted advertising broadly. If applicable, you may contact us to request information about whether your data is sold or shared as those terms are defined by applicable law.

16.  International Users

MLEC is based in the United States. If you access our websites or services from outside the United States, you understand that your information may be collected, transferred, stored, and processed in the United States or other countries where our service providers operate. Privacy laws in those locations may differ from the laws in your location.

By using our services or providing information, you consent to the transfer, processing, and storage of your information in the United States and other applicable locations, subject to this Privacy Policy and applicable law.

17.  Sensitive Information, Health Information, and Biometric Data

Unless expressly requested for a specific service, you should not submit sensitive personal information, medical records, protected health information, biometric data, government identification numbers, full financial account numbers, or highly sensitive third-party information through our websites, forms, portals, communities, email, SMS, or other communication channels.

MLEC does not intentionally collect biometric data for identification purposes through its public website. If biometric data collection is ever used for a specific service, event, security feature, or platform, we will provide any notice or consent process required by applicable law.

MLEC is not a healthcare provider and does not provide medical care. Our services are generally business education, consulting, coaching, and licensing guidance services. If you provide health-related or sensitive information, you represent that you are authorized to provide it and understand that it will be handled according to this Privacy Policy and any applicable agreement.

18.  Children and Age of Consent

Our services are intended for adults who are at least eighteen (18) years old. We do not knowingly collect personal information from children under 13. If we learn that we have collected personal information from a child where parental consent is required, we will take reasonable steps to delete such information.

19.  Links to Other Websites

Our websites and services may contain links to third-party websites, applications, platforms, or services. These links are provided for convenience and do not constitute endorsement or recommendation. We are not responsible for third-party privacy practices, security measures, content, or accuracy. Your use of third-party websites or services is governed by their own privacy policies and terms.

20.  Business Transfers

If MLEC undergoes a merger, acquisition, restructuring, sale of assets, financing, transfer, or other business transaction, your information may be transferred as part of that transaction. Any successor or acquiring entity may continue to process your information in accordance with this Privacy Policy unless otherwise stated.

21.  Changes to This Privacy Policy

We may update or modify this Privacy Policy at any time. When changes are made, we will post the updated Privacy Policy on our website or provide notice by other reasonable means. Changes become effective when posted unless a later effective date is stated.

Your continued use of our websites, services, portals, programs, or platforms after changes are posted means you accept the updated Privacy Policy. If you do not agree, you should stop using the services.

22.  Contact Us and Withdrawing Consent

If you have questions about this Privacy Policy, wish to submit a privacy request, or want to withdraw consent where withdrawal is available under applicable law, contact us at [email protected] or [email protected].

Withdrawal of consent may affect our ability to provide certain services. We may continue to retain or process information when permitted or required for legal, contractual, billing, accounting, security, dispute resolution, fraud prevention, agreement enforcement, or legitimate business purposes.

 

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